ACTIVE ASSAILANT & THREAT INSURANCE

YOU NEVER KNOW WHAT'S AROUND THE CORNER.

It’s a sad reality but one that’s hard to escape. Active assailant incidents are happening with greater frequency across the globe. As violence grows, it poses a severe and unpredictable risk to companies, institutions and people. In July 2021, the number of mass shootings in the US rose 20 percent versus the year prior, according to the Washington Post. As we carry forward in a mid-pandemic world and emerge from isolation, tensions remain high and threats are ever evolving. Organizations today must be prepared for not only active shooters, but assailants using other lethal weapons including knives, bombs, and vehicles. To enhance their security efforts and peace of mind, more organizations are choosing to be proactive with BRP's Active Assailant & Threat insurance protection.

our product

Backed by an A rated carrier, BRP offers specialized insurance coverage that helps to protect your organization from every angle — including critical response services from the world's leading private security firm.  It's not always always easy to identify the motive behind the attack, so this coverage also doesn't require it to be terrorism or workplace violence (although both would be covered under the policy); it has significantly broader triggers – even if an incident doesn't occur, but is only threatened. Ongoing or single-event coverage is available.

Legal Liability – Coverage for the damages and claim expenses an insured will become legally obligated to pay following an incident.

Physical Damage – Coverage for the cost of physical loss, damage or destruction to insured property resulting from an Active Assailant incident.

Business Interruption Coverage – Indemnification for business interruption loss resulting from physical damage, bodily injury (or death), denial of access or a Threat Incident.

Loss of Attraction – A loss of gross earnings resulting from a loss of potential customers following an active assailant incident at a covered location.

Bodily Injury and/or Death Benefit – Provides a fixed benefit for bodily injury and/or death sustained by an Insured Person following an incident.

Extra Expense - Brand Rehab, Emergency Accommodation, Funeral Expense, Psychiatric Care, Temporary Premises, Child Care, Forensic Clean-up, Medical Expenses, Repatriation, Temporary Staff Costs and Rewards & Death Benefits

Response Consultant Fees - The cost of critical response provided by Garda World (the largest private security firm in the world), your security partner BEFORE any incident occurs.

Policy Limit - Up to $10,000,000

ACTIVE ASSAILANT TRIGGER

Active Assailant IncidentAny attack (it need not be premeditated) at a covered location involving the use of a weapon (including handheld instruments, small arms, explosives and vehicles); and/or

Threat Incident – Any threat to injure a person(s) or to damage, destroy, or contaminate any property at a covered location.

PLEASE NOTE: This list is solely intended to be a summary of policy coverage. Please reference the actual policy for specific terms and conditions. The policy supersedes all representations made above.

Our appetite

We welcome submissions for most types of Insureds (including single EVENTS). Typical organizations include: