ARCHITECTS & ENGINEERS (A&E)

DESIGN FLAWS HAPPEN.

Civil engineers are more likely to get sued than electrical engineers.

Errors and omissions claims are often the result of design flaws as well as imprecise cost estimates, problems with subcontractors or inaccurate inspections of completed work. To mitigate those risks, there are over 30 classes of Architects and Engineers (A&E) for whom we’ve provided professional liability/E&O coverage for more than a decade. Think of it as protection for the myriad of licensed design professionals involved in the building trade: architects, civil engineers, land surveyors, electrical engineers, interior designers, traffic engineers, LEED consultants, project managers, and more. All are vulnerable to potential legal action during the course of a project. Business Risk Partners offers comprehensive, competitive coverage for small to middle market firms. With our customized A&E form, it’s easy for us to meet specific coverage needs. Your clients can breathe easier knowing their coverage is backed by the financial strength of our A rated partner.

our product

Partnering with Lloyd’s, our A&E professional liability/E&O facility provides $3 million of A rated capacity, on admitted terms for both primary and excess coverage in all states. We also offer a competitive Small Architects & Engineers E&O Program specifically designed for micro firms with revenues up to $350,000 with minimum premiums starting at $2000 and a $2500 deductible, BRP offers limits of liability of $1 million single loss/$1 million aggregate for firms participating in the program.

Our coverage can be tailored to provide the following benefits:

• Full Bodily Injury/Property Damage Coverage
• Deductible Credit for Mediated Claims
• Pollution and Mold Coverage Available
• Duty to Defend Contract
• Personal Injury Coverage
• Punitive Damages
• Administrative Proceeding Coverage
• Subpoena Compliance Coverage
• Toll-Free Risk Management Hotline
• Automatic Sixty-Day Post Reporting Period
• Privacy Breach Extension

PLEASE NOTE: This list is solely intended to be a summary of policy coverage. Please reference the actual policy for specific terms and conditions. The policy supersedes all representations made above.

Our appetite

We welcome submissions from approximately 30 classes of business in the design-build trade. Professionals in these classes are engaged in a wide range of building projects including residential, commercial, light industrial, highway/roads, offices, hospitals and schools. Click on the boxes below for a more detailed list of specialty areas.